Pubs & Wine Bars 

Anything from inner-city wine bars to countryside pubs can be placed on the Pubs & Wine Bars policy.

The policy can be tailored to suit a wide variety of risks including the 'new age' pubs with later licenses and various types of entertainment. The insurers understand the need to be flexible for these types of risks and the policy can be tailored to suit individual needs.

Key Benefits Include:

• All Risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods-in-Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to£10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• High No Claims Bonus available
• Multi-location policies available

Optional covers include:

• Buildings Cover
• Subsidence, Ground Heave & Landslip
• Theft by Employees
• Specified All Risks
• Terrorism cover
• Household Contents

Restaurants & Cafes 

From fine dining to traditional café's, this policy covers a wide range of Restaurant’s and Café's. It is designed to be as simple as possible with no postcode rating involved.

Key Benefits Include:

• All Risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods-In-Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• High No Claims Bonus available
• Multi-location policies available

Optional covers include:

• Buildings Cover
• Subsidence, Ground Heave & Landslip
• Theft by Employees
• Specified All Risks
• Terrorism Cover
• Household Contents

Hotels & Guesthouses

Quoting for all types of Bed & Breakfasts, Guesthouses and Hotels, this policy is a big hit in the trade.

Key Benefits Include:

• All Risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods-In-Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Personal Money & Credit Cards, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• High No Claims Bonus available
• Multi-location policies available

Optional covers include:

• Buildings Cover
• Subsidence, Ground Heave & Landslip
• Theft by Employees
• Specified All Risks
• Terrorism Cover
• Household Contents

Contact Our Commercial Team and see how much money we can save you on your Pub / Restaurant / Hotel / Cafe / Wine Bar Insurance.