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Property Owners Insurance
Commercial Property Owners

This policy has been designed to cover all types of Commercial Property Owners risks within the U.K including single properties and portfolios.

With over 200 different types of properties to choose from, the Commercial Property Owners policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more.

To make things simple, there is no postcode rating so no matter where your risk is located the quotation will remain at the same rate.

Key Benefits Include:

• Fast quotations for over 200 types of Property Owners
• Quotations available for properties in excess of £5,000,000 sum insured
• Minimum premium of £250
• Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at £2,000,000 
• Wide variety of Optional Extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism
• Discounts for Multi-Location risks
• Experienced underwriters on hand with authority for instant decisions
• No Claims Bonus available
• 24hour dedicated Claims Service and Legal Helpline
• Index linked policy

A wide range of standard cover is included, such as Loss of Metered Water and Breakage of Glass.

Residential Property Owners

Simple to use and highly competitive, the Residential Property Owners policy is a huge success.

All types of risks of Tenanted Properties are accepted including Professional Lets, Student Lets, DSS Lets, Holiday Homes, Blocks of Flats, Asylum Seekers and Unoccupied properties. The policy has been designed for both single properties and portfolios.

Key Benefits Include:

• Single location Professional Let rates start from as low as 0.10%
• Multi-location discounts available
• Voluntary excess discount available
• Quotations available for properties in excess of £5,000,000 sum insured
• Excess is only £100 for most tenant types
• Automatic coverage for Loss of Rent up to 20% of the buildings sum insured
• Upto 50% flat roof considered
• Wide variety of optional extensions available including Legal Expenses and Rent Guarantee
• No Claims Bonus available
• 24hour dedicated Caims Service & Legal Helpline
• Index linked policy
• Automatic cover included for domestic employees at £5,000,000


There is also a wide range of standard cover included such as Loss of Metered Water and Trace & Access cover.

For more information on our Property Owners Insurance products, please contact us or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

 

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