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Most business people understand the need for insurance but we have found a surprising number of businesses are actually uninsured, under-insured and sometimes they are insured with the wrong type of policy. We always advise that you consider planning your insurance to protect your business against a catastrophe. We help you to understand if you need to insure against the typical risks of Fire, Business Interruption, Legal Protection, Loss of Profit, Employers Liability, Public Liability and Products Liability to name a few. It is then important to correctly arrange your insurance cover with adequate sums insured and that you understand the implications of any Warranties, Endorsements and Policy Conditions. SME Protect treat customers fairly and provide you with totally independent advice in Plain English. Your business could suffer a major loss today and any under-insurance may result in a reduction in any insurance claim settlement, potentially threatening the future of your business and its ability to trade. Over-valuation can lead to wasted premiums as the liability of an insurance company often extends to the cost of reinstatement not "market value". In times of inflation when property and stock values can fluctuate up & down, make sure you have adequate levels of insurance cover - and in these times of recession, when values can again fluctuate up & downl, make sure you are not over-insured!! Types of insurance we can access for you include:Liabilities |
Insurance Partners
