We are an independent insurance broker providing you with access to the UK's major insurance companies and we help you to arrange relevant and competitive cover for all your insurance needs.

The Credit Insurance Team specialise in arranging bad debt insurance and will work with you to help you avoid late debts affecting your cashflow.

Our Commercial Insurance Team have extensive knowledge of the markets and concentrate their efforts ensuring our clients enjoy great service. With full technical support to assist your understanding of the risks your business faces and how best to insure them, you will enjoy doing business with us. The more common types of business insurance we arrange include :  

• Liabilities
• Commercial Combined
• Property Owners
• Office - Surgery
• Material Damage
• Pub - Restaurant - Hotel
• Shops - Salons
• Commercial Vehicles

Most business people understand the need for insurance but we have found a surprising number of businesses are actually uninsured, under-insured and sometimes they are insured with the wrong type of policy.

We always advise that you consider planning your insurance to protect your business against a catastrophe. We help you to understand if you need to insure against the typical risks of Fire, Business Interruption, Legal Protection, Loss of Profit, Employers Liability, Public Liability and Products Liability to name a few. It is then important to correctly arrange your insurance cover with adequate sums insured and that you understand the implications of any Warranties, Endorsements and Policy Conditions. SME Protect treat customers fairly and provide you with totally independent advice in Plain English.